Simenyo, D. and Nobuse, E. (2026) “Mobile Banking Adoption Among SMEs: Driving Factors and Barriers in the Digital Transformation Era”, Journal of Current Research In Multidisciplinary, 4(1), pp. 98–106. Available at: https://jcrim.org/index.php/JCRIM/article/view/96 (Accessed: 26 June 2026).